Save on homeowner’s insurance without skimping on coverage

21490994_S (1)Your home may be the biggest investment your family makes. That’s why homeowner’s insurance is so important. But that doesn’t mean you should pay more than you have to. Here are some ways to save money on this important coverage:

Raise your deductible. The higher your deductible, the less you’ll pay in premiums. This applies to most types of insurance! You may be surprised to learn just how much you could save by raising your deductible from $250 to $500 or from $500 to $1,000. The key, of course, is to have enough money set aside so you can pay your deductible in the event you have to make a claim.

Buy other policies from the same company. Purchasing homeowner’s and auto insurance from the same company can save you money. Ask about any discounts for purchasing other types of insurance, too.

Review your policy annually.  Are you taking advantage of available discounts? Is all the information about your home, including square footage and amenities, correct? An annual review can help you make sure you’re not overpaying. For more tips to keeping homeowner’s insurance costs under control, go here.

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