This Home Inventory Guide has been designed to help you compile an accurate inventory of what you currently possess in your home. While it may take some time to complete a home inventory, the benefits of being able to accurately report a list of your items in the event of an insurance claim are worth the investment. While we hope you will never have need for this document, we urge you to make a record of your personal belongings as soon as possible.
Creating Your Record
Print an appropriate number of copies for each page of the attached worksheet, so that you can complete one sheet per room within your house. Walk through your home and list each item; then, try to determine the date of purchase and purchase price — perhaps from old receipts. If you don’t know the purchase price, estimate the cost of a comparable item. You may also wish to have some of your valuable articles professionally appraised. For a referral to an independent appraiser, call the Masterpiece® Protection Network at 1.877.60CHUBB.
- Don’t forget to inventory items in hallways, storage rooms and your garage.
- Open your closets, cabinets and drawers to document items such china, silverware, crystal, jewelry and clothing.
Using Photos and Videos to Document Your Possessions
It is true that “a picture is worth a thousand words.” Digital images, traditional photographs or videotapes are extremely useful in cataloguing the contents of your home. Photos and videos can provide additional information about the qualities of a specific item, while images of various portions of a room can help you remember things you may have forgotten to list in your inventory. Take as many photos or video clips of your home contents as necessary, including close-up shots of the items you value most in each room.
Storing Your Home Inventory Guide
Store this Home Inventory Guide and accompanying videotape or photos in a secure place —preferably a safe deposit box or fireproof container away from your home. It is recommended that you review your inventory on an annual basis or when you make significant changes to the contents of your home. This helps ensure that your inventory remains up-to-date.
Choosing the Right Coverage
Once you’ve completed your home inventory, you may have a better sense of what it would cost to replace the contents of your home if anything should happen to them. Your independent agent or broker can review your current policy and advise whether any coverage adjustments should be made. Call 1.877.60CHUBB or visit www.chubb.com/personal to learn more.