Sample Motorcycle Quotes

Before You Decide on Your Policy, Consider How Other Riders are Insuring Their Bikes

We get lots of questions on figuring out the right amount of coverage. We thought that a good way to compare options would be to show some actual real-life quotes from other bikers. Below are a few actual motorcycle policies that we have recently put together for some of our customers. We hid the names to keep them confidential, but all the figures and options are real.

Mr. Minimum Limits

  • Male
  • Single
  • Age 55
  • 1995 Kawasaki Vulcan 800cc
  • BI/PD Liability– 15/30/10
  • UM/UIM Liability – 15/30
  • Pedestrian 1st Party – $5,000
  • Erie County
  • $75/year

Mr. Cruiser

  • Male
  • Single
  • Age 61
  • 2001 Suzuki TL1000R
  • BI/PD Liability – 100/300/50
  • UM/UIM Liability – 100/300
  • Pedestrian 1st Party – $5,000
  • Comprehensive – $500 ded
  • Collision – $500 ded
  • Accessory Coverage – $3,000
  • Safety Apparel – $1,000
  • York County
  • $196/year

Mr. Harley Davidson

  • Male
  • Single
  • Age 46
  • 2005 Harley XL1200C
  • BI/PD Liability – 100/300/50
  • UM/UIM Liability – 100/300
  • Pedestrian 1st Party – $5,000
  • Comprehensive – $250 ded
  • Collision – $250 ded
  • Accessory Coverage – $3,000
  • Safety Apparel – $1,000
  • Westmoreland County
  • $270/year

Mr. High Performance

  • Male
  • Single
  • Age 27
  • 2004 Honda CBR600F4
  • BI/PD Liability – 50/100/25
  • UM/UIM Liability – 50/100
  • Medical – $1,000
  • Pedestrian 1st Party – $5,000
  • Comprehensive – $500 ded
  • Collision – $500 ded
  • Accessory Coverage – $3,000
  • Safety Apparel – $1,000
  • Travel Loss Reimbursement included
  • Beaver County
  • $348/year

Have questions about these sample policies or want to find out about building your own custom policy? Contact us by phone at (800) 825-2925 and a recreational vehicle specialist will be glad to help.